QNBWise

See Our Solutions for
Your Business

Our Credit Risk Solutions

Underwriting
Delinquency Management

We discover deep information in your data with expert and auto feature engineering specific to credit scoring and catch up environmental changes which affect the payment performances with continuous modelling

10% increase at sales with the same risk level
10% decrease in NPLs with the same sales
Fast and easy deploy
Real-time scoring

Optimizing the collection capacity, treatments and collection actions to manage the delinquency of customers through specific collection scorecards

5-10% decreases in npl rates with the same collection capacity and cost
x3-4 lift for identifying self-cure customers and high risk customers
Management of collection strategies with the best sector practices

Our Marketing Solutions

Detecting the customers beforehand who have higher probability to churn, with minimizing the cost of retention

30-35% decrease in save cost
5-8% incremental saving in proactive retention actions
20-25% more save ratio in valuable customers
Ability to take both proactive and reactive retention actions
Save cost optimization for different segments

Using AI/ML based machine learning models, we are creating intelligent price sensitivity curves and we optimize revenue, profit or volume KPIs

6-10% higher sales at the same net interest margin
50-80 bps higher net interest margin at the same volume
Profit up by 10%

Using AI/ML based machine learning models, to understanding customer needs and interests

x3-4 lift for accept ratio of offerings
Brings incremental revenue from better execution
Improves the brand image, customer satisfaction and retention
Personalize the customer experience

Using AI/ML based segmentation models, we are more quickly capturing potential values for customers by grouping customers based on your customers’ needs, habits and preferences

Customer value maximization
Targeted cross-sell and upsell capability
Improve response rates on niche segments
Improved customer experiences

Predicting net promoter score of customers and identifying detractors by advanced ML and feature engineering algorithms

Boost customer lifetime value
Proactively offer personalized interactions, offers, and solutions to your customers
Analyze root causes by preparing customer journey map that includes all touchpoints

Undestanding of customer behaviors on digital channels by AI/ML based machine learning models and optimize customer experiences and campaign responses

5-10% increase in digital sales
15-20% decrease in traffic to call centers
Better targeting by understanding customers’ needs
Customer experience and competitive response times by smart forecast methods

Our Operational Excellence Solutions

Customer-Agent Pairing

Using AI/ML based machine learning models, identifying the most optimal matches of customer-agent pairs by analyzing the past behaviour of customers and agents

5-10% increase in call center outbound and inbound sales activities
5-10% increase in collection efficiency
Continously train models in case of high turnover rates

Meet QNBWise’s Highly
Experienced Team

Data Science

QNBWise is an Data Science and AI Business Partner with its own R&D center and completed over 25+ projects in 2 years.

Quality Team

QNBWise was founded by a market leading analytics organization for over 15 years with its strong team. This team has 60 engineers, mathematicians, statisticians.

Integrated Projects

Our key expertises: Deep Learning, Machine Learning, Image Processing, NLP and hybrid optimization.

Manage Your Business
Wisely

Phone Number: 0850 222 0 900
Address: Esentepe Mah., Büyükdere Cd. No:215, 34394 Şişli/İstanbul

See Our Solutions for Your Business